Employee Financial Wellness Revolution


College is one of the biggest financial decisions many employees will ever make – for themselves, their kids, or their grandkids – yet many do so without access to critical information needed to avoid costly mistakes … and with costs continuing to escalate, college has become one of the biggest disrupters to retirement for generations of employees today. Yet is is the missing component in most Financial Wellness Programs.

Employers are now revolutionizing Workplace Financial Wellness solutions by including LFE’s groundbreaking

'3-Step Plan for College & Retirement’, a multi-media Financial Wellness College Education System that utilizes the power of interactive SCORM-LMS technology.

"75% of Parents state 'College' prevents them from saving for retirement."

- 2023 Fidelity Study

"93% of parents & 66% of grandparents struggle to balance the high cost of College with retirement goals."

- 2023 Society of Actuaries


Lack of Education Affects Employers’ Bottom Line

Employee concerns about college are affecting employers in multiple ways:

✅ Lost Time: Students & parents average 75 – 100 hours researching ‘College’ (much of it on the job), which has led to higher Presenteeism costs.

✅ Healthcare: Anxieties about how to pay for escalating college costs lead to higher stress-related Healthcare costs (Multiple studies found a direct link between financial worries and depression, heart disease, anxiety, and substance abuse).

✅ Turnover: Employees seek better educational solutions, help with financial challenges, and/or more money, which contribute to the ‘Great Resignation’.

✅ Retirement Accounts: Higher college costs & unexpected fees (increasing 40% in the past 4 years) have forced more employees to delay saving or withdraw funds from their Retirement Accounts to pay for college.

LFE’s Solutions Strengthen Employers’ Bottom Line

"83% of HR leaders worry that employees' financial issues could impact productivity"

- 2023 Morgan Stanley

Workplace Study

"90% of employers believe that Financial Wellness benefits are more important than ever, and 85% believe it will help them attract and recruit top talent."

- 2023 Financial Planning Study

The SCORM-LMS System equips employees with the skills to avoid costly college mistakes, minimize future debt, and preserve their retirement assets, and seamlessly integrates into any Financial Wellness Platform for maximum impact.

Having the knowledge and skills to make smarter college choices minimizes employee financial stress, empowers Retirement Planning Advisors to effectively incorporate an employee’s college decisions into their Retirement Plan, transforms the organization’s ability to attract and retain the best talent … and strengthens their bottom line.

Helping employees avoid costly mistakes & save thousands on College is like giving them a RAISE...without adding a DIME to the Payroll!

© 2004-2023 LFE Institute, LLC